Helping with model

Can somebody help me with this model?
Its model for Xna Posing Studio and you might need XPS addon to use in blender

First ive wanted clothing to be exacly fitting in body along with sandals(They are sandalone models) and Second ive wanted clothing be seprated into 4 groups
-Belt(ive tink its called Obi in japanese)

You could try using subdivision on the clothing, and then shrink wrap it. You might have to adjust the cloths a little bit after adding the shrink wrap.