How to join small amount of quads into bigger quads


As you can see from attached image. This is my first time doing re-topology manually. I wanted to ask how can i attach the smaller quads like near the inner thigh with bigger geometry, in such a manner that i maintain the quad shape. i don’t want triangles or ngons. Any help or discussion will be much appreciated. Thank you and god bless.

Thank you. I now have a better understanding on geometry. I’ll put this into practice and will follow up here.