Stylized character modeling for animation. Need helps!

When I model the body of a stylized character, Do i need to follow all these loops? Is topology of a stylized character simpler than that of a realistic character? And can anybody share some models of a stylized character that i can follow to model mine? I need intructions to model stylized characters!
Please help!
Thanks for reading!

There are tons of example blender model you can download to study at Blend Swap. Take a look.