My first really finished work in Photoshop:

About 3 hours of painting + applying an “Accented edges” filter.
Hope you like it!

I like the colors.

Something about the boat bothers me though… Don’t know what.

Oh, I just figured it out. The boat is very heavy. The red strips and the sails should show just a little more translucense (sp?)… IMHO.

Even though the water is really heaving, it looks really tranquil.