Sorry i haven’t replied within the past few days; i thought i would get an auto-respond email from BA when someone replied, and haven’t for some reason.
Yes i’ve seen those tutorials already. I also forgot to say i would like the river water moving with small ripples, yet can only find ocean sims and fluid sims (with fluid spilling into a domain container). I’m not to worried about tree creation, but a moving semi-wide river, with precious stones, gold), and fish underneath, is going to be pretty tough. I think i may have found a paid tutor though so that’s good. I appreciate your time and help guys. When i finish i’ll probably post the animation here on BA, but’s it’s going to be awhile i’m sure 
Thanks again…
Timothy