All right i have one more thing to add to this picture but it is a surprize. However I am having trouble making the ground look good at all so if you know of any textures or anything like mapping them correctly just to make the ground more realistic please let me know. http://gallery.mudpuddle.co.nz/public/ghost_by_the_lake_wip
I really like the water. I think adding some more well defined shadows would make it feel more realistic, Also add some mountains or something to the background