Zoom to cursor

I had things set up so when I used the mouse wheel to zoom in and out, it zoomed to the location of the mouse pointer, however it seems to have changed and now zooms to the cross-hairs location. Which is problematic when you are used to something else.

I checked user preferences and the correct box is marked…

I don’t know what happened. Any ideas?

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Using default setup- you can use Alt-F to center mouse pos to 3d viewport then use normal mouse zoom to zoom in/out.